Direct Debit Scams – Be Aware

There are a lot of scams out there today that some people may not be aware of. One that can slip right by you if you are not paying attention is the Direct Debit scam. Because they can be as small as 1 cent per account, a multitude of people can be scammed simultaneously to make the scam artist quite a bit over a period of time without being detected. Because we are so used to setting up larger amounts most of us will not expect it and won’t see it coming.

Definition Of A Direct Debit

Direct Debit is a payment system in which creditors are authorized to debit a customer’s bank account directly at regular intervals. There are two types one being the direct debit and the other a standing order. The standing order is a fixed amount while the direct debit can be flexible. These can be helpful in keeping your payments on time and make them worry free. But at the same time, it opens the door yet to another way to be scammed.

The Direct Debit set up amount can be changed but there are some stipulations to it. If a change is to happen the account holder must be notified in writing or through their electronic banking account information. This will help in detecting something isn’t right. Although direct debit makes it easy for us, like many other things the opportunist finds a way to make it benefit his own selfish gain. I just feel the need to make people aware of this scam to put them on alert.

How Can This Be Done?scam-artist

It is very simple sadly to say. Most of us have set up a direct debit a least once purchasing something or getting some service plan. We are required to give some information such as your name, bank account number, routing number and address of your bank (which is easily accessible). Sometimes maybe not all of that.  The only thing I didn’t mention is your address. This is what opens the door to for fraudulent activity. There is no way to tie the registrant to the other information the way the system is operated.

Let’s take someone buying a portable hotspot for their laptop computer. They buy their device with cash and they don’t have to show any other proof of identification. When they give the billing information to set up the direct debit, they give your information instead of their own. Once the bank receives this information, they assume that it was a legit transaction and process it. Now your account has been scammed.

Just The Tip Of The Iceberg

It is sad to say that things just are not like they use to be. It used to be hard to pass information through like that without it being matched up completely first. Because of all the electronic methods, these types of things are able to slip by. The Direct Debit system, because of how it is run, really has no way to match up the name to the bank account information. this makes it really crazy because now someone can use any name and address to set up such payments on your account that they manage to steal.

Measures To Taking Against ItScam-Police

Sometimes it is wise to police your own personal information. Things are not always set up with the consumer in mind. As of right now there is not anything set up to offset these kinds scams. So the best thing is to check your account activities every month making sure there is nothing that you don’t recognize. If there is proceed to have the direct debit cut off. Most of the times the scammer will use smaller amounts which have the tendency to slip by us undetected. So stay alerted and protect your accounts.

Thank you for visiting. I hope I enlightened someone out there that may be a potential victim. Feel free to leave any comments in the comment section up top.

A Honest 2016 Wealthy Affiliate Review – Fact Not Fiction

Wealthy-Affiliate-LogoWealthy Affiliate Review

Name: Wealthy Affiliate                                                                                                   Website: www.Wealthy Affiliate.com                                                                      Price: Starter Membership, $0 (Join Here)                                                           Price: Premium Membership, $49/month                                                                           OR $359/year (Join Here)                                                                                 Owners: Kyle & Carson                                                                                                     Overall Ranking: 99 out of 100                                                                                   Beneficiary: First timer – Experts

Introduction to Wealthy Affiliate

Wealthy Affiliate is a program designed to help the inexperienced and the experienced, succeed in their idea of having an online business. This is fact, not fiction and I’ll tell you why.

One: I had no experience when I joined for $0. But as of now, I have two websites and some idea of how and where I want my businesses to end up.

Two: I have learned some technical information that a person has to know to make your idea work. And it was all given through the program in an easy to understand structure with the free startup.

Three: There is an established community of members who get pleasure in helping everyone succeed with sincerity.

Four: The best training by far because of its support & training techniques in which you can witness even with the free startup.

What Wealthy Affiliate Actually IsTraining-Page

Wealthy Affiliate is more than just a fly by night program that is just trying to sell you a product. In fact, it is a service and community based program that allows you to learn what it takes to operate a successful online business. The community is full of experts and other members who are eager to learn from one another. Plus Wealthy Affiliate has composed the best training and support system there is to ensure their members are working with the top of the line tools such as plug-in & keyword tools available. A good example is you can present a question about anything and get it your problem resolved. (Here is an Example)

Who Can Be A Wealthy Affiliate Member

Anyone can be a member whether you are completely knowledgeable about online businesses or you don’t have a clue. It doesn’t matter what age you are, where you are or what device you use to work the program. You can be a member as long as you first join and have an internet connection that you can utilize.

So if you are willing to learn, engage yourself and apply all the things that Wealthy Affiliate has to offer then you are truly qualified to be a member in this program that is very capable of delivering you the aspirations that go through your mind.

Undisputed Educational Tools – Nothing New-Membership-OptionsCompares

Once you join, you have access to the most comprehensive, organized and up to date training to succeed in your endeavor. The training will accommodate both beginners and seasoned online business owners.  Because there are people involved that have experience and will help you anytime, there is not a member who wouldn’t learn how to be successful.

Here is a preview of the tools that you can have to work with once you enter the program.

1) Building/Hosting Applications
2) Keyword & Competition Research Tools
3) WordPress (Website Builder)
4) Ability To Add Over 3,000 Features To Website
5)Unlimited Cloud Hosting (Premium)
6) Access To Over 2,400 Website Templates
7) Low Competition Keyword List
8) Rapid Writer (Content Tool)
All this is available right at the start of your membership which is a serious array of perks.

As someone who started with no knowledge of an online business, I must admit that having the tools & a community to fall back on makes a difference. It’s like having an older brother or sister to guide you through what they have already experienced.

Knowing that someone can get you pass something you may not quite understand, is exactly what the Wealthy Affiliate community does at the most important time of your learning process. That is what you can expect from the beginning 24/7. This is a major plus for the program.

Kyle & Carson, who are the owners, include themselves in this learning process like the rest of the community. Is there anywhere else where the owners are so engaged?  This puts the exclamation point on this program.

What You Can AchieveInevitable-Success

The first thing is you will have gotten past the procrastination or any other reason that prevented you from starting your own online business. You will gain all the knowledge you need to make an honest run at making a successful business.

Because you will be totally engaged with the classes that provide questions & answers, interactive discussions, video training combined with tasks to the courses, you start to build plenty of confidence knowing that you made the right decision to join Wealthy Affiliate. Nothing is more important than feeling in your gut that something is righteous. That is worth more than gold by itself.

What’s The Bottom Line: Price

There are two ways to enter into the program.

1) Starter Membership, $0 (Join Here)
2) Premium Membership, $49 per Mo./$359 per Yr. (Join Here)

You see, this program is a pleasure for the skeptic or to just do it personally. So if you feel you want to check it out first the starter membership will give you some security. Even if you choose the free startup route, you will get two free websites to start building yourself. This way you are in total control of your destiny. You will still have access to live chat, over 500 training modules, 3 classrooms, networking, commenting & access to a free keyword tool.

With the Wealthy Affiliate Premium program, you will learn that it is a go all-in package that gives you the relief from all the fees that start to pile up. Fees like hosting fees, keyword tool fees, website builder fees (now you do it yourself), searching for answers to questions and a program without any malarkey.

Final Opinion & RecommendationFirst-Walking-Shoes

If you made it this far it says you are truly interested in starting your own online business. I recommend anybody to take the first step and try the program to see that it is by far the program to take your dreams to the next level. Whether you try it with a Free membership or Premium membership at least you will know if this program is for you or not. You have nothing to lose at this point.

I invite you to put one foot in and the other will follow this I am sure of. Please feel free to leave any comments or questions at the comments link at the top and if I can help in any way it would be my pleasure.

 

Questions About A Scam

Scam-FigureIt would be great if we could ask if something we are about to do is a scam and know we are about to get the right answer. Unfortunately, it is not that simple to uncover a scam. That is why we must use common sense before going into things.

Desperate Measures – Leads to Destruction

A lot of people make their biggest mistake by being too hasty at making a decision. This causes them to not adhere to their gut feeling that something isn’t right. I’m guilty of that myself. It could be being desperate for fast cash or simply in a hurry to make an idea work without knowing much about it except that is supposed to make you rich. Most of all not even having a plan. Not even knowing if what is in their mind is something positive or not.

The Positive Sign – It Makes Sense

If you were told that you can try something before you had to put all your eggs in one basket, Does that make sense? If you were told that you were going to be taught how to accomplish your goal by an Positive-Directionexperienced entity, Does that make sense? If you were told that if you got confused about what you were doing and that experience was there to bail you out pretty quickly, Does that make sense? And if you believe that your own passion is one thing that can’t be compromised, Does that make sense?  And if all that I just mentioned can be witnessed without spending a dime, Would that make sense? There is a program that makes much sense.

Wealthy Affiliate Is It A Scam?

As I mentioned earlier, I can’t ask you to take a yes or a no answer to this question. What I can ask is that you use common sense on what I am about to show you.

The first thing to look at is that the program has a starter side and a premium side. This alone removes the scam factor because as a starter you are seeing first hand without money or credit card what you are about to get into. You get up to two websites that you personally build using your own ideas pertaining to your passion.

This is also accompanied by some awesome training sessions that include text and video training. everything that you will have the opportunity to accomplish is shown to you first hand. This is much like the show me technique that I spoke about in another post or page.

Once you see for yourself that this is not designed to mislead you, you can try the Premium side. And it unlocks the full potential of your passionate Niche business that you are in control of. Now you are operating without the worries of being scammed or mislead. Now let us ask ourselves, Does this make sense? With all this being said below is a chart that breaks down the program so you can be the judge and answer the question is this a scam on your own.
Thanks for stopping by and I hope I have shown you a valuable tool to help you capture your dream of having your own business. Please feel free to leave a comment or ask a question in the comments at the top of the page.

Preparing the Fight – Defeating Scams

Scams are like parasites that try to suck all they can out of you for their own self-gain. There is a scam for anything that you can imagine. Just about everything we utilize these days has a scam lurking. Whether its Craigs List, parasitetourism, real estate, lottery, dating and the list goes on and on. So when we are planning on doing something that might require some assistance, we must put on the boxing gloves to beat off being misled and taken advantage of.

The Show Me Technique

Many times when we demand to be shown things, the truth will have to come out. Where words can manipulate you into believing, action can only show the truth. Let us take a get rich quick scheme for example. It sounds good but you show me one person who actually got rich in rapid time using any method and I’ll jump up and down on one foot and whistle dixie. When someone has to use manipulation in trying to gain your trust, you will never be able to get a straight answer to any question. Twist and turns to an explanation normally mean problems. If it sounds or looks too good to be true it probably isn’t.

Want It Done Right – Do It Yourself Do-It-Yourself

Everyone should feel that they can trust themselves. When we are knowledgeable about something about something, it will be hard to pull the wool over our eyes. I personally feel no pressure of a scam as long as I am involved hands-on with what the task is. This feeling can be obtained by investigating & educating myself on the idea. Then since I am the one in control of what I’m doing, then I have no fear of somebody taking me where I’m not trying to go with it.

The Wealthy Affiliate Way

I have been involved with the Wealthy Affiliate program for a spell now. It reflects a prime example of being in total control of your idea. It also provides the show me concept very strongly. It lets you get started on a site for free to see for yourself. If that isn’t enough it offers plenty of help from the many members already involved in record time. No waiting for weeks and months for an answer to a question. Wealthy Affiliate also offers excellent training materials, video, and webinars. This gives you the opportunity to see for yourself as you are learning how to build a website step by step. With this kind of hands-on control, you are able to work with good trust and faith because it is you that is in control. It feels really good to see what you are doing take shape and your knowledge grows. That’s what I call fighting off the scam. And Wealthy Affiliate is the boxing gloves. I hope this post was pleasurable and informative to read. Take the opportunity to look into Wealthy Affiliate right here on the Getting Started page of this site. Feel free to leave any comment or input at the top of this post.