We all have witnessed a scam attempt but just might not have recognized it. There was a time where we did not have to be on guard as much until the tactics started getting extremely deceiving. Along with technology, scam artist has evolved to keep up with the ever-changing times.
Scam artist tactics should always be revealed so the person who may not know of them will have a chance to defend themselves from their ploys. That is what I intend to do with this post.
Scam Artist Terminologies
Below, I am going to cover a list of con artist terms so that their terminology is known by as many people as I can inform.
As you read them you may be able to place them in a situation that has happened to you but didn’t really know what category the scam fell under. But I’m going to change that!
Scam #1 – Brute-Force Attack: This a hacking method that tries every possible combination of characters until the correct one is found to find passwords or encryption keys.
Scam #2 – Keylogger: A cleverly covered up program that logs keystrokes and sends them to hackers so they can figure out all pour log-in information.
Scam #3 – Pharming: Hackers will use malicious programs that take you to their websites which look extremely legitimate and like the site you actually typed in to visit.
Scam #4 – Drive-By Download: This is a downloading of a virus or malware onto your computer or phone when you visit a compromised website. This can happen even if you don’t click on anything.
A scammer creates a fake online profile to deceive his victims.
Scam #6 – Hash Busters: A way for spam emails to bypass your spam filters by using random words or sentences.
Scam #7 – Ghosting: Used to open up credit accounts, get loans or get utility & medical services by stealing the identity of a deceased person.
Scam #8 – Malvertising: Malicious online advertising that has malware intended to damage or disable computers.
Scam #9 – Phishing: Designed to trick into giving sensitive personal data or credit card accounts by the scammer posing as a trusted business or other entity. These usually come as an email.
Scam #10 – Scareware: A program that will put false screen warnings of infections that don’t exist on your computer in hopes you can be tricked into buying anti-virus protection or install some malware on your computer.
Scam #11 – Ransomware: This tactic uses a program to restrict or disable your computer, hijacks & encrypts files so you can be tricked into a fee to restore your computer back to like it was.
Trying to get information by using a personalized email appearing to be from someone you know.
Scam #13 – Spyware: This the way the scammer tries to using malware installed on your computer or cell phone to track & collect information from you without you knowing.
Scam #14 – Skimming: Stealing information from the magnetic strip on cards using skimmer devices that are secretly installed on ATM’s, gas pumps & checkout counters.
Scam #15 – Smishing: This tries to, through text messaging, tells you to call a toll-free number trying to get information. Named for SMS technology. (short message service)
Scam #16 – Whaling: This is designed for corporate execs & payroll departments (big fish) by a scammer acting like a CEO, company attorney or a vendor to get payments or sensitive information.
Scam # 17 – Spoofing: This is when in any situation the scammer is acting as if he is a specific person, business or agency using you caller ID to display a false name or number to mislead you.
Scam #18 – Vishing: The use of a recorded phone message to try to trick you into giving sensitive information for identity theft. Known as (voice phishing)
I know recently I have felt like I was an attempted target for a Vishing scam. I have been receiving a recorded call that introduces itself and then asking me can I hear them okay?
My first thought is the call is trying to get me on recording to falsely say I approved something. This can be done by me saying yes to the question. Lord knows what will happen then.
I know that I am not going to give it a chance to catch me saying yes and using it to scam me on anything. So you see, it is about being one step ahead of the game.
I hope this post gave someone the information to help safeguard themselves and their family against these malicious scam approaches that are definitely around these days.
Please feel free to leave any comments or share something that you might have experienced for the readers. We get information in numbers this way.
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Thank you for visiting.